Education Archives - Page 44 of 76

February 16, 2022

California Universal Meals – School Nutrition (CA Dept of Education)

Overview

Beginning in School Year (SY) 2022–23, California will become the first state to implement a statewide Universal Meals Program for school children. California’s Universal Meals Program (Universal Meals) is designed to build on the foundations of the federal National School Lunch Program (NSLP) and School Breakfast Program (SBP). There are three key pillars that have been established to ensure that the program is a success:

Pillar One: California’s State Meal Mandate is expanded to include both a nutritiously adequate breakfast and lunch for, not just needy children, but all children each school day.

Pillar Two: High poverty schools will be required to participate in a federal provision.

Pillar Three: The California State Legislature allocates funds to provide additional state meal reimbursement to cover the cost of the Universal Meals Program.

Background

On July 9, 2021, Assembly Bill (AB) 130 (McGuire) Education finance: education omnibus budget trailer bill was signed into law by Governor Newsom. Beginning in SY 2022–23, AB 130 establishes a California Universal Meals Program with changes to the state meal mandate and new requirements for high poverty schools to apply for California Department of Education (CDE) Provisions: Claiming Alternatives web page.

Additionally, $150 million in one-time funding was made available during the 2021–22 SY to support kitchen infrastructure upgrades and nutrition related staff training for districts as they prepare for the implementation of Universal Meals. For more information, visit the Kitchen Infrastructure and Training Funds web page.

AB 130
can be found on the California Legislative Information web page. External link opens in new window or tab.

The California Department of Education (CDE) is committed to working with sponsors on the successful implementation of Universal Meals in SY 2022–23. We will continue to release updates, provide resources including frequently asked questions, offer training and listening sessions, solicit sponsors feedback, highlight best practices for collecting the federally required income information, and issue formal policy guidance including management bulletins.

Update of State Meal Mandate

Commencing in SY 2022–23, Education Code (EC) 49501.5 requires public school districts, county offices of education, and charter schools serving students in grades TK–12 to provide two meals free of charge (breakfast and lunch) during each school day to students requesting a meal, regardless of their free or reduced-price meal eligibility.

Federal Provision Participation Requirement

On or before June 30, 2022, EC 49564.3 requires local educational agencies (LEAs) with high poverty schools to adopt a federal universal meal service provision, such as the Community Eligibility Provision (CEP) or Provision 2. A school is considered high poverty if their identified student percentage (ISP) is over 40 percent, meaning 40 percent of enrolled students are determined eligible for free or reduced-price school meals through direct certification, or identification as homeless, migrant, foster, or runaway.

Supplemental State Meal Reimbursement

The CDE will reimburse LEAs for all nonreimbursed expenses accrued in providing federally reimbursable meals to students, as long as the LEA participates in the federal School Breakfast and National School Lunch Programs and serves U.S Department of Agriculture reimbursable meals. LEAs will still be required to abide by federal regulations and guidelines as Universal Meals is meant to supplement, not replace, the federal school nutrition programs.

Under EC 49501.5, the meal reimbursement amount will not exceed the difference between the federal and state free reimbursement rates. Additional state reimbursements will be provided for reduced-price and paid meals to ensure LEAs receive the same reimbursement for those meal categories as they would for meals served at the free reimbursement rate.

Policy

We are working with advocates and nutrition partners to gather feedback and input, including through listening sessions, as we prepare to issue formal policy guidance. Policy will be forthcoming.

Provisions

Universal Meals requires all public school districts, county offices of education, and charter schools with high poverty schools to adopt a federal provision, such as the Community Eligibility Provision (CEP) or Provision 2, by June 30, 2022.

High poverty schools are identified as any school site with an identified student percentage (ISP) of at least 40 percent. A school’s ISP is determined by dividing the number of directly certified students, including those students who are certified as foster, homeless, migrant, runaway, or participating in Head Start programs, by the total number of enrolled students. For example, if a school site has a total enrollment of 500 students and 250 of those students are eligible for meals through direct certification, the ISP of the school site is 50 percent.

Community Eligibility Provision

The CEP is a four-year reimbursement option for eligible high poverty schools. A district can decide if they want school sites to participate individually in the CEP, if they want to group some schools together in order to meet eligibility requirements, or if they want the entire district to participate. This reimbursement option is based solely on direct certification data, which means that agencies operating CEP do not have to collect household meal applications.

Reimbursement under CEP is determined by multiplying the ISP by the multiplier, which is 1.6 (a number set by the U.S. Department of Agriculture). This is the percentage of meals that can be claimed at the free rate. Participating in CEP can bring additional federal dollars to the state and reduces the fiscal burden. Federal reimbursement is based on the percentage of students who are directly certified. And under the Universal Meals Program, state reimbursement will cover the cost of any meals claimed at the paid rate of reimbursement.

CEP applications are due June 30 of each year. For information on how to apply for CEP, please reach out to your
School Nutrition Programs Specialist by visiting the School Nutrition Programs Specialist Directory web page.

For more information on CEP, please visit the Community Eligibility Provision web page.

Provision 2

Provision 2 is another option that high poverty local educational agencies can apply for to meet the requirements of Universal Meals. Provision 2 requires the use of free and reduced-price meal applications, but reduces the frequency in which applications are collected and processed to once every four years.

Provision 2 applications are due June 30 of each year. For information on how to apply for Provision 2, please reach out to your School Nutrition Programs Specialist by visiting the School Nutrition Programs Specialist Directory web page.

For more information on Provision 2, please visit the Provision: Claiming Alternatives web page.

Resources

Listening Sessions

The Nutrition Services Division (NSD) hosts a series of listening sessions for Universal Meals beginning in SY 2022–23. The listening sessions provide an overview of Universal Meals, address any frequently asked questions, and include best practices from School Nutrition Operators. Information on registering for the live listening session webinars can be found on the California Department of Education (CDE) NSD Nutrition What’s New web page, under the Training tab.

Please note: After a listening session webinar has been recorded, it takes approximately four to six weeks for the recording to become available.

Online Training Databases

To find additional online trainings, visit the:

Resources	Description
Community Eligibility Provision (CEP)	The CEP provides School Nutrition Program sponsors an alternative method for claiming student meals in high poverty schools.
CEP Guidance Manual	U.S. Department of Agriculture’s (USDA) guidance manual for operating CEP. This includes guidance on frequently asked questions.
USDA CEP Questions & Answers (Q&A) (PDF)	Provides additional USDA guidance and common questions about CEP.
Local Educational Agencies (LEA) Participating in CEP	A list of LEAs currently participating in CEP. This list is updated periodically based on the most current information.
CEP Contact List	A list and contact information for CEP early adopters.
Provision 2 Manual (PDF)	USDA guidance manual for operating Provision 2. This includes guidance on frequently asked questions.
Provision 2	Provision 2 is a method for reducing paperwork and other administrative burdens at the local level by simplifying the traditional operating procedures for meal eligibility and meal counting.
Provision 2 Training Video	By completing this interactive training module, you will learn about the important basics and benefits of Provision 2, as well as what is required of a school food authority if they apply for, and are approved to participate in, Provision 2.
CalFresh County Contacts for Direct Certification	A list of local welfare or social service office contacts to verify CalFresh participation for directly certifying students. LEAs should contact their counties to ensure they have an accurate Identified Student Percentage (ISP).
Migrant Education Regional Offices	A list of Migrant Education Office contacts. If an LEA has migrant students in their population, they should contact their Migrant Education Office to certify those students and ensure they have an accurate ISP.
Local Control Funding Formula (LCFF) Q&A	To be counted as eligible for free or reduced-price meals for purposes of the LCFF, pupils must meet income eligibility criteria for the NSLP through an approved NSLP application or alternative household income data collection form, be directly certified to receive free meals, or be categorically eligible.
School Nutrition Directory	Nutrition Services Division School Nutrition Programs Specialists that administer the meal and milk programs offered at public and private nonprofit schools and residential child care institutions.

Frequently Asked Questions

For a list of frequently asked questions, please visit the Universal Meal Program Questions and Answers web page.

Contact Us

If you have any questions, please contact the California Department of Education Nutrition Services Division by email at UniversalMealsSY22@cde.ca.gov.

Subscribe to the School Nutrition Program Mailing List.

Questions:

Angela Blackney| ablackney@cde.ca.gov | 916-445-5723

Last Reviewed: Tuesday, February 15, 2022

February 14, 2022

New Research Shows College-Bound Families Strongly Believe in the Value of College, but Lack Confidence and Understanding About Funding Their Education

Sallie Mae’s New Research, “University Self esteem: What The us Is familiar with About Paying out for University,” Uncovers Gaps in Know-how and Preparedness for Arranging and Spending for School

Enterprise Acquires Nitro Faculty to Bring Revolutionary Suite of Totally free Self-confidence-Inspiring Resources, Merchandise, and Assets to Aid People Put together and Make Educated Options About Higher education

NEWARK, Del., February 14, 2022–(Organization WIRE)–8 in ten school-sure juniors and seniors (81{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) look at greater education as a path to far better possibilities, nonetheless less than 50 percent (42{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) of people truly feel confident about financing that education and learning, according to “Faculty Self confidence: What America Knows About Spending for College or university,” the most current national analyze from Sallie Mae^® and Ipsos. In addition, 42{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of school-bound family members concur they require aid planning to fork out for college, and 43{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} believe there are way too few resources to enable pay out for greater schooling.

This press release attributes multimedia. Watch the total release listed here: https://www.businesswire.com/information/home/20220209006194/en/

Higher education Assurance Infographic (Graphic: Enterprise Wire)

“As we have viewed in our extensive investigation portfolio with Sallie Mae, students and family members continue on to concur college or university is a worthwhile financial investment. On the other hand, with this analysis we discovered that just 11{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of school-sure households sense quite knowledgeable about the different strategies to pay for college, and numerous aren’t informed of the distinctive funding resources obtainable to them,” said Jennifer Berg, Exploration Director, Ipsos. “The deficiency of being familiar with is even better for 1st-era family members — just 35{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} come to feel self-confident about having to pay for school. This all speaks to a broader recommendation that faculty financing subject areas should really be launched in superior college or before to deliver households with equipment, expertise, and confidence to satisfy the charge of larger education and learning.”

Some of the key results from the study include things like:

While nearly a few-quarters of families (74{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) have begun contemplating about how they will deal with the charge of higher schooling by the time their little one is a significant faculty junior, much less than 50 percent of college-bound people (44{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) are very or rather common with the FAFSA – the gateway to billions of bucks in scholarships, grants, and federal economic support. In reality, just 62{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of households strategy to complete the FAFSA, with 29{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} experience it’s a squander of time if the family would make too much money.
Nearly 50 {ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of family members (45{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) think scholarships are only available for learners with extraordinary grades or skills.
While about half of family members (54{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) are familiar with money help offers from schools and universities, 37{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of them do not know what details is included in these delivers.
Virtually 50 {ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} (47{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) of school-certain people are setting up to borrow to shell out for college, but quite a few are unclear on what styles of aid needs to be paid back. A lot less than 50 percent of college or university-certain family members accurately determined direct subsidized financial loans (47{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}), direct unsubsidized loans (46{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}), and the Dad or mum In addition financial loans (41{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}) as funds that wants to be repaid.

“Higher training opens doorways and chances for pupils and households, but it’s apparent setting up and planning for that major expenditure can be puzzling and stress filled,” said Nicolas Jafarieh, senior vice president, Sallie Mae. “Pupils and families will need distinct and consistent details, and support to fill these confidence gaps and we’re committed to executing just that at Sallie Mae. Through new applications and sources, and our new acquisition of Nitro School, we are placing more options in the palms of school-bound families so they can make knowledgeable and confident selections about their greater training journey.”

To assist more students and households navigate their higher training journey, Sallie Mae entered into an settlement to receive training remedies firm Nitro College. With each other, Sallie Mae and Nitro will offer a wide variety of absolutely free financial help resources and resources, like a scholarship finder and FAFSA assistance as well calculators, analysis, and training to support pupils and family members make informed conclusions about university.

“College or university Self-assurance: What The usa Understands About Paying for College or university” experiences the success of on the internet interviews carried out from Aug. 19, 2021, by September 20, 2021, with 550 mother and father of high faculty juniors and seniors organizing to go on their education and 585 significant college juniors and seniors with strategies to go on their education further than high university.

The complete report and relevant infographic are readily available at SallieMae.com/CollegeConfidence.

Sallie Mae (Nasdaq: SLM) believes schooling and lifetime-lengthy learning, in all types, help individuals achieve wonderful matters. As the leader in personal student lending, we present financing and know-how to aid obtain to faculty and offer goods and means to enable customers make new objectives and encounters, over and above college or university, come about. Discover extra at SallieMae.com. Typically regarded as Sallie Mae, SLM Corporation and its subsidiaries are not sponsored by or organizations of the United States of The usa.

Ipsos is a world wide impartial market place research company rating third globally amongst analysis corporations. At Ipsos, we are passionately curious about folks, marketplaces, brands, and culture. We make our transforming planet simpler and more rapidly to navigate and inspire clients to make smarter choices. We supply analysis with safety, velocity, simplicity, and substance. We believe that it’s time to adjust the sport — it is time for Recreation Changers! Stop by http://www.ipsos-na.com to master more.

Group: Corporate and Economical

Look at supply edition on businesswire.com: https://www.businesswire.com/information/dwelling/20220209006194/en/

Contacts

Connor Peoples
302.451.0402
Connor.Peoples@SallieMae.com

February 14, 2022

Books: Rewriting business education | Financial Times

When Piet Naudé tackled fellow business university deans in a seminar at the Frankfurt Faculty of Finance and Management, he posed an unanticipated problem: “How quite a few of you wake up in the early morning and realise that defending democracy is aspect of your process nowadays?”

Whilst educational facilities close to the globe instruct a lot of shared capabilities to pupils with popular aspirations, there are significant nuances by geography and lifestyle. In Modern Administration Training, Naudé, whose teaching was in theological ethics, offers a polemical voice notably to establishments in his indigenous South Africa, the place right until a short while ago he was director of the College of Stellenbosch Small business College.

Some of the inquiries he claims will condition the long run of administration education and learning — and the world to which it need to answer — would resonate with that collecting in Frankfurt and his counterparts in other places in Europe and North America, this sort of as individuals all over technology and management.

But he also points to developments specifically relevant in Africa and other emerging nations, albeit now becoming talked about more commonly close to the world. These involve the function of the current market, reason, excellent, decolonisation, ecology and inequality.

Naudé argues that company educational facilities really should problem the position quo and mobilise for justice. He describes heading on a march with colleagues to protest at the corruption of South Africa’s disgraced former president Joseph Zuma, and a colleague invited to lecture in China — after sensitive passages in his decided on textbook had been blanked out.

Functioning in a place on the entrance line of local climate transform with between the optimum amounts of inequality in the globe, Naudé delivers an important vital point of view to the function of organization instruction. He warns about the commodification of bigger instruction and massively unequal obtain, and that “the massive social esteem accorded to productive graduates results in a meritocratic hubris that assumes they produced it by themselves”.

Addressing decolonisation, he seeks a shift away from African and “indigenous management” investigate and instructing (usually by westerners) which marginalises other areas. Nonetheless he cautions in opposition to the excessive placement that all science is a western build to be questioned.

Numerous may possibly disagree with his priorities and analysis — or the part of business enterprise faculties in the reforms he seeks — but his guide is a sobering addition to the discussion.

Dependable Administration Education, edited by Mette Morsing, provides a summary of the things to do of the UN Principles for Responsible Administration Schooling (PRME) community founded in 2007. A lot more than 800 company educational facilities have signed up to 6 criteria around goal, values, strategy, exploration, partnership and dialogue to endorse sustainability and responsibility.

The state with the biggest selection of institutions on board is the US, while Europe leads by continent, with the Uk topping the record as a share of its complete variety of universities.

A person graph highlights the change in discussion by enterprise and modern society away from shareholder-focused gain maximisation, illustrated by a surge in content articles from the mid-1980s in foremost worldwide media (topped by the FT) that include the word “stakeholder”.

There is obviously growing need from college students, college and companies to deal with the issues. For example, Paul Polman, the former Unilever chief executive who has championed sustainability and is a PRME board member, writes that organization colleges “sit at the nexus of modern society, their investigate informs and conjures up and their teaching prepares new leaders for the issues of the future”.

International MBA ranking 2022

Discover out which colleges are in our rating of MBA levels. Learn how the desk was compiled and read the relaxation of our coverage at www.ft.com/mba.

Nevertheless with 800 business educational institutions signed up out of 15,000 globally, there is considerably to go. As yet another writer details out, Republicans — who tend to be far a lot more suspicious of UN initiatives — strongly outnumber Democrats among the main executives in the US, reflecting sights that may perhaps dissuade deans from signing up to PRME.

Some chapters read through a lot more like minutes of conferences of regional PRME chapters than obvious analyses or recommendations. But the reserve is available no cost online, which indicates those with the patience can discover appealing initiatives. These include things like Sulitest, created to check students’ know-how about sustainability the Carbon Literacy Job to give means for instructing and Intention2Flourish, which gets college students to job interview business leaders who have overseen successful and profitable innovations connected to the UN’s Sustainable Growth Aims.

Online video: Enterprise schools change concentrate to individuals, intent and world

A single problem touched on but not totally dealt with is the ambiguity about what responsibility or objective actually implies, and how it really should be reflected in instructing, analysis and functions.

Another challenge insufficiently explored — irrespective of criticism of enterprise faculty rankings concentrated on wage results — is any consensus about far more choice dependable, quantifiable, outcomes-centered measures joined to accountable management. These are worries for PRME and for enterprise education and learning as a total.

Modern day Administration Training: Eight Inquiries That Will Form its Future in the 21st Century, by Piet Naudé, Springer, £59.99

Accountable Management Instruction: The PRME Global Motion, edited by Mette Morsing, Routledge, £120 open up accessibility obtain at taylorfrancis.com/guides/9781032030296

February 13, 2022

How a Financial Education Can Be Empowering

Instructing the more youthful era, which include his own loved ones, led to this finance expert’s next act

The very first detail I discovered in my retirement was that they certain do not make backpacks like they made use of to. In 2013, when I officially retired immediately after 25 several years as a professor of finance and 15 several years as director of research and co-director of expense administration at an institutional financial investment firm, just one of my initially stops was at the out of doors retailer, REI.

An older man stnading arm-in-arm with his two adult sons. Next Avenue, financial education — Stanley Kon, remaining, with his sons Josh, center, and David | Credit rating: The Kon Household

I crafted for myself the type of retirement we generally study about or see depicted in books and flicks. I would do some desire listing products, which include hiking around my retirement house in Colorado and on the Appalachian Path. I would enjoy my grown youngsters and, as time has gone on, their small children. I would generate a house in the vicinity of the outdoor I appreciate and take it easy.

Too normally, folks never trust themselves to regulate their individual wealth or monetary scenario and what I saw when I retired was how much that experienced to alter.

And for a while, it went as prepared.

But you are not able to retire from who you are or what you know. As an skilled in finance, I have often been on the receiving conclude of concerns about friends’ and family members’ investments and portfolios and now I experienced much more time than ever to react to these requests.

Their portfolios troubled me. Generally, concepts I realized about the market, and the wealthy information I realized about my close friends, family members members and their retirement goals, weren’t obvious in the improperly produced portfolios their advisors had crafted for them. In sum, I was looking at many nest eggs in positions of danger and costing their entrepreneurs considerably far too substantially in costs for significantly as well little in return.

A Dialogue with My Relatives Members

Not everyone understands intricacies of fiscal management, but some basic principles in essential wondering and math – like tax implications, desire rates and even when your advisor is making additional on your account than it is earning – are out there to every person. Way too typically, folks never trust themselves to regulate their possess prosperity or money problem and what I saw when I retired was how much that experienced to modify.

In 2016, I was obtaining a multi-generational discussion with my relatives relating to the complexity of taking care of investments for a dual-cash flow loved ones in their 30-40s with youngsters. The discussion moved from the invest in of their 1st property to conserving for their kid’s training to funding a satisfactory retirement.

Every single spouse and children experienced at the very least two 401(k)s with expense constraints, two IRA rollovers, two brokerage accounts and two custodial accounts. How to take care of the danger dimensions and tax implications across all these accounts is not evident.

Which is what prompted me to investigate how to deliver my awareness ahead in this sort of a way that my little ones, Rachel, the oldest and the first to carry her portfolio to me, Josh and David, could be empowered to control their accounts, their children’s and our family’s existing and foreseeable future nest eggs.

Two other things altered in the final decade apart from my work position. Very first, we’ve witnessed nearly a ten years of incredibly low desire prices. This matters to your managed portfolio simply because a portfolio advisor rates a proportion fee to handle your dollars, but that cost is normally a lot more than the interest your accounts could be yielding.

How Obtain to Data Has Influence

Still, in an economic climate with historically small desire fees, advisor expenses weren’t shifting. The ratio of service fees to account fascination ended up no extended satisfactory. In the portfolios I was finding out, buyers have been losing portfolio value just to have it managed by an individual else.

The good reasons the expenditure advisory enterprise has been capable to keep this cost construction are comparative rewards in understanding, knowledge access, an costly know-how infrastructure and economies of scale. Yet their model of furnishing expensive “cookie-cutter” portfolio methods to the masses is not in their customer’s finest desire.

The next key alter in the previous ten years is availability of and inexpensive obtain to information. Currently, we can evaluate everything, retailer it in the cloud and obtain it in genuine time. No extended does the advisory small business have a stronghold on recognizing the marketplaces or the true time standing of the portfolios they manage. Just about every of us can have entry to sufficient information and facts if only we desired a stronger hand in our individual prosperity image.

The common grievance I listen to from people today is that the combination of getting knowledge about fiscal marketplaces, gathering info and the effort associated in controlling a portfolio of investments is too complex and particularly time consuming. This no lengthier has to be correct – accessibility to info tends to make the do the job simpler and our latest technological innovation produces the impetus and will to redefine “far too complicated.”

The Benefit of Economic Wellness

When I went to gear up for my mountaineering experience, it was apparent things had changed in the 30 decades because I might previous donned new hiking and backpacking equipment, considerably of it connected to new technologies and innovation. I understood the identical must maintain correct for financial management and when I ongoing to chat to my household about this, we began moving closer and nearer to crafting a marketable answer.

I know I am not by yourself in stressing about how my family fares when I’m absent.

Josh, a software package engineer and David, a chief knowledge officer, equally experienced a distinct look at of the electricity of data and the skills technological innovation could produce. Together, we shaped Ripsaw LLC, named for the legendary black diamond ski operate in the vicinity of our Colorado household.

I know I am not by yourself in worrying about how my spouse and children fares when I’m absent. And it was critical to me that we make this available and valuable to all. That is why it really is an unbiased company – the only interest at stake is our members’, we usually are not profiting from their asset possibilities. I would argue, however, we all advantage when more of us have a true photo of our prosperity and educate economical wellness to ourselves and our family members.

I’m happy to say that from the commencing, our entrepreneurism was not constructed as Dr. Stanley Kon and sons. Alternatively, we are three equal co-founders in the business, and I study as significantly from them and their ambition in the enterprise as they have uncovered from me. Just about every of us has a distinctive skill established that delivers a thoroughness and value to what Ripsaw gives.

It really is critical to me, way too, that our company is aiding my aim of obtaining my little ones and grandchildren be ready to have a platform to manage their standard of dwelling for the duration of their lifetimes.

Fantastic monetary final decision-creating is a lifetime skill. Like your physical well being, your money wellbeing is a big contributor to your lifetime regular of dwelling. Economic schooling is the only way persons can alleviate the worry that comes with funds. Only you can make decisions in your own very best curiosity. Even if you shell out another person for assistance, you are nonetheless responsible for monitoring them. The mission to make this doable for various generations is a worthwhile goal.

Now, virtually 8 years following my original retirement journey, I am now working once more as the co-founder of a wealth administration process that has at its main, the concepts that brought me to it – economical schooling as empowerment. I can do the most for my spouse and children by serving to them treatment for their nest egg.

Stanley J. Kon is the editor of the Journal of Preset Cash flow (2001-current) and Chairman of Ripsaw LLC. He has taught at College of Michigan, NYU, University of Chicago and Duke. He also served on quite a few financial institution and keeping corporation boards and was also a specialist to government, business enterprise and money establishments. Read Much more

February 12, 2022

Governor Appoints Six To Continuing Advisory Committee For Special Education | Office of the Texas Governor

February 11, 2022 | Austin, Texas
|

Appointment

Governor Greg Abbott has appointed April Estrada, Ed.D. and Barbie Ezell and reappointed Amy Litzinger, Susan Nichols, Ph.D., Agatha Thibideaux, and Jo Ann Garza Wofford and to the Continuing Advisory Committee for Specific Education for conditions established to expire on February 1, 2025. The committee presents coverage steerage on distinctive training and relevant companies for youngsters with disabilities in Texas.

April Estrada, Ed.D. of Wylie is the Director of Specific Populations for Region 10 ESC. She is a member of Texas Council of Administrators of Particular Education, the Council of Females College Executives, and the Texas Association of Faculty Administrators. Additionally, she volunteers for the specific requires ministry at To start with Baptist Church of Wylie and is an adjunct professor at Dallas Baptist College. Estrada received a Bachelor of Science from the University of North Texas and a Master and Doctorate in Training Leadership from Dallas Baptist College.

Barbara “Barbie” Ezell of Portland is Director of Unique Training for Gregory-Portland ISD. She is a member and Residence of Delegates Consultant for Location 2 of the Texas Council for Directors of Exclusive Education and learning. In addition, she is a member of the First United Methodist Church of Portland and is a Zeta Tau Alpha alumna. Ezell gained a Bachelor of Science from Southwest Texas State College and a Grasp of Science from Corpus Christi State College, with certifications as a Counselor and Exclusive Education Counselor. She also obtained added certifications as an Educational Diagnostician and Administrator from Texas A&M University–Corpus Christi.

Amy Litzinger of Austin is a community coverage specialist with the Texas Dad or mum to Father or mother (TxP2P). She is a member and vice chair of the Texas Wellbeing and Human Services Fee Mental and Developmental Incapacity (IDD) System Redesign Advisory Committee and a member of the Texas Children’s Policy Council. Furthermore, she is the former membership chairman and governing board member of Nationwide Youth Leadership Community and former govt committee vice chairman and coverage workgroup chairman of the Nationwide Council on Disability Youth Advisory Council. Litzinger acquired a Bachelor of Arts in English and Political Science from Southwestern College and a Learn of Arts in Theological Scientific tests from Austin Seminary.

Susan Nichols, Ph.D. of Carrollton is presently serving as the Interim Government Director at the College of North Texas Kristin Farmer Autism Center in Denton. She is a member of the Texas Association of Behavior Analysts and Affiliation of Expert Behavior Analysts and is a Board Qualified Actions Analyst (BCBA)/Certified Behavior Analyst (LBA). Nichols received a Bachelor of Science in Psychology from Texas Woman’s College and a Grasp of Schooling and Doctor of Philosophy in Particular Education from the University of North Texas.

Agata K. “Agatha” Thibodeaux of Katy is the recent chair of the Continuing Advisory Committee for Unique Schooling and member of the Specific Education and learning Allotment Advisory Committee. A happy mom of two boys, with her youngest having Autism, has propelled her to be an energetic advocate for the unique requires neighborhood. She is a member of the Katy Independent University District Father or mother Teacher Association and previous member of the American Marketing and advertising Affiliation. Thibodeaux gained a Bachelor of Arts in Enterprise Administration with a concentration in Advertising and marketing and Advertising and marketing from Metropolitan State University in Denver.

Jo Ann Garza Wofford of New Braunfels a vice president and non-public have faith in administrator with Frost Bank Wealth Advisory Solutions based mostly out of the San Antonio region. Jo Ann and her partner were instrumental in developing New Braunfels Unbiased University District’s Special Schooling Mum or dad Advisory Committee. Wofford been given a Bachelor of Organization Administration in Finance from The University of Texas at Austin.

February 10, 2022

Deborah Burns Launches Online “Financial Freedom Education Series”

FAIRFIELD, CT – Very long-time resident Deborah Pratt Burns, recognized individual finance professional and sought-following enterprise and brand strategist, is launching her complimentary on-line “2022 Literacy to Legacy Mentors® Monetary Liberty Education” occasion collection this Wednesday, February 9, at 5:30pm, EST.

In an entertaining and insightful 50 {ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}-hour Q&A job interview format, Burns will element market leading lawful, tax, insurance, expense and money aid training specialists talking on a extensive range of particular and enterprise finance matters. She will also function CEOs of corporations that have attained anniversary milestones and that are fiscally and socially accountable in her quarterly “Entrepreneur Spotlight” series. An RSVP is essential to attend: https://literacytolegacymentors.web/impending-situations.

According to Nationwide Endowment for Monetary Schooling surveys:

Only 40{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of Individuals have significantly less than $300 in discounts

&#13

Only 30{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of Us residents have a long-time period economic strategy

&#13

63{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of Us residents experienced their personalized finances afflicted by the Covid-19 pandemic

&#13

“In a report large-inflation, expanding fascination rate setting, significant demand from customers is building among the younger pros to retirees for a finance instruction they never ever acquired in faculty. Based on my 30 a long time of working experience mentoring young grown ups, aspiring businesspeople, business owners, executives, households and retirees, people today are hungry to understand additional revolutionary and artistic techniques to receive, help save, spend, and invest their money, nevertheless are confused and don’t know how or wherever to start. I offer you monetary instruction and mentoring tools to empower them to achieve their plans, all in one particular place.”

In addition to her working experience as an efficient business and fiscal mentor, Burns leverages a few many years of expertise as a successful personal trader, builder of 6- and 7-determine corporations and brand names, and as an affluent advertising pro to two of the world’s most prestigious wealth management corporations, U.S. Believe in and Rockefeller & Co., Inc.

Her mission is to educate, inspire, and inspire people today to master their financial life and stay prosperously by way of private finance education and learning and mentoring.

For more details, please visit: https://literacytolegacymentors.net