Tag: Investments

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8B Education Investments launches $111,600,000 initiative to Finance African Student Education

8B Education Investments launches $111,600,000 initiative to Finance African Student Education

The Atlanta Voice, Staff Report

EARLY VOTING HOURS:

  • Monday, October 17 to Friday, November 4, 2022
  • Monday – Friday 7 a.m. to 7 p.m.
  • Saturday, October 22 & October 29: 7 a.m. – 7 p.m.
  • Sunday, October 23 & October 30: 11 a.m. – 5 p.m.

EARLY VOTING LOCATIONS:

Asterisk* Indicates Absentee Ballot Drop Box Locations. Not all voting locations have drop boxes and they are now located inside of the designated Advance Voting Location. Drop boxes are only available during Early Voting hours and days. They are no longer available 24 hours and 7 days a week.

Adams Park Library
2231 Campbellton Road, SW
Atlanta, GA 30311

Alpharetta Library*
10 Park Plaza
Alpharetta, GA 30009

Buckhead Library*
269 Buckhead Avenue, NE
Atlanta, GA 30305

Burdett Park Gym
2945 Burdett Road
South Fulton, GA 30349

C.T. Martin Recreation Center*
3201 Martin Luther King Jr. Drive
Atlanta, GA 30311

Cedar Grove Church of Christ (No Sunday)
9100 Clark Road
South Fulton, GA 30213

Chastain Park Recreation Center
140 Chastain Park Avenue NW
Atlanta, GA 30342

College Park Library
3647 Main Street
College Park, GA 30337

Dogwood Library
1838 Donald Lee Hollowell Pkwy
Atlanta, GA 30318

Dorothy C. Benson Senior Multipurpose Complex*
6500 Vernon Wood Drive
Sandy Springs, GA 30328

East Point Library
2757 Main Street
East Point, GA 30344

East Roswell Library*
2301 Holcomb Bridge Road
Roswell, GA 30076

Etris-Darnell Community Recreation Center
5285 Lakeside Drive
Union City, GA 30291

Evelyn G. Lowery Library at Cascade 
f3665 Cascade Road
Atlanta, GA 30331

Fulton County Government Center
130 Peachtree Street SW
Atlanta, GA 30303

Gladys S. Dennard Library at South Fulton
4055 Float Shoals Road
Union City, GA 30291

High Museum of Art
1280 Peachtree Street NE
Atlanta, GA 30309

Johns Creek Environmental Campus
8100 Holcomb Bridge Road
Alpharetta, GA 30022

Metropolitan Library
1332 Metropolitan Parkway
Atlanta, GA 30310

Milton Community Center
1785 Dinsmore Road
Milton, GA 30004

Milton Library
855 Mayfield Road
Milton, GA 30009

New Beginnings Senior Center*
66 Brooks Drive
Fairburn, GA 30213

Northeast Spruill Oaks Library
9560 Spruill Road
Johns Creek, GA 30022

North Fulton Service Center
7741 Roswell Road
Sandy Springs, GA 30350

Northside Library
3295 Northside Parkway, NW
Atlanta, GA 30327

Northwest Library at Scotts Crossing
2489 Perry Boulevard, NW
Atlanta, GA 30318

Palmetto Library
9111 Cascade Palmetto Hwy
Palmetto, GA 30268

Park Place at Newtown
3125 Old Alabama Road
Johns Creek, GA 30022

Ponce De Leon Library
980 Ponce De Leon Avenue, NE
Atlanta, GA 30306

Robert F. Fulton Library at Ocee 
5090 Abbotts Bridge Road
Johns Creek, GA 30005

Roswell Library
115 Norcross Street
Roswell, GA 30075

Selena Butler Park
98 William Holmes Borders Senior Dr
Atlanta, GA 30312

South Fulton Service Center
5600 Stonewall Tell Road
College Park, GA 30349

Southwest Arts Center
915 New Hope Road, SW
Atlanta, GA 30331

Welcome All Recreation Center
4255 Will Lee Road
College Park, GA 30349

Wolf Creek Library*
3100 Enon Road, SW
Atlanta, GA 30331

OUTREACH LOCATIONS:

Atlanta Metropolitan State College 
Edwin Thompson Student Center
October 25 and 26
1630 Metropolitan Pkwy, Atlanta, GA 30310
8:30 a.m. – 4 p.m.

Georgia State University 
Veterans Memorial Hall
October 19 and 20
30 Courtland Street, Atlanta, GA 30303
8:30 a.m. – 4 p.m.

Georgia Tech 
Ferst Center
October 25 and 26
349 Ferst Drive, Atlanta, GA 30332
8:30 a.m. – 4 p.m.

Morehouse College 
Archer Hall
October 18 and 19
830 Westview Drive, SW, Atlanta, GA 30314
8:30 a.m. – 4 p.m.

The post 2022 Elections: Fulton County Early Voting Hours & Locations appeared first on The Atlanta Voice.

The post 2022 Elections: Fulton County Early Voting Hours & Locations first appeared on BlackPressUSA.

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How to Ensure Your Money is Working Harder for You

How to Ensure Your Money is Working Harder for You

With regards to your money, you need to take practical approaches in order to ensure that it is working as hard as possible for you. This will help to ensure that you are not in a situation in which you are going to struggle in the future. There are several different elements involved when it comes to ensuring that your money is working as hard as possible for you. Let’s check out what some of these happen to be.

Reduce Any Unnecessary Charges

First of all, you do not want to find yourself in a situation in which unnecessary charges are starting to stack up. This means that you should be cutting down on any charges that you are paying that you do not need to. For example, if you are always going overdrawn and paying charges, you should look to set up an overdraft that doesn’t charge you. If you are always paying late fees on your credit cards, you can look to automate your finances to prevent this from happening.

Diversify Your Investments

Many people let their money sit in a current account in which it is simply not doing anything for them. However, you are much better off making sure that your investments are diversified. In this way, you can aim to earn a higher rate of interest than you would otherwise be able to obtain. You could look to bring in estate planners as they can seriously assist when it comes to making sure that you are all set on this front. You also need to be in the habit of constantly reviewing your situation.

Diversify Your Income Streams

You can also look to your income to work out the ways in which this can be diversified. After all, if all your eggs are in one basket, this can leave you in a potentially risky situation that could otherwise be avoided. There are all sorts of side hustles available in the modern world that can see you earning money in different ways. You always have the option of increasing or decreasing your reliance on these as and when this is needed.

Create an Emergency Fund

While creating an emergency fund does not necessarily class as your money working harder for you, it does mean that you have a backup that you can rely upon as and when you may need it. You should aim to have a few months’ worth of living expenses available and backing you up. This can help to ensure that you are not constantly nervous about what could happen financially in the future as you always have that Plan B that you can fall back on.

Making sure that your money is doing everything possible for you is always going to be worthwhile as you can then live a more comfortable life in which you do not fear that a potential issue is going to occur at some point down the line.

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The markets are down. Here’s how to handle your investments : Life Kit : NPR

The markets are down. Here’s how to handle your investments : Life Kit : NPR
Photograph of a dollar bill against a fuchsia background. The dollar glitches about one third of the way in and starts to oscillate up and down as it looks like a downward trending graph.

Michael Raines/Getty Visuals

Photograph of a dollar bill against a fuchsia background. The dollar glitches about one third of the way in and starts to oscillate up and down as it looks like a downward trending graph.

Michael Raines/Getty Images

Have you checked your retirement system these days? Never. Significant indices like the S&P 500 and the Russell 1000 just hit 52-week lows. And the Dow fell into what gurus get in touch with a “bear sector,” which suggests shares have fallen 20{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} from a new high. This all suggests that your shares are in all probability value a good deal significantly less than they have been a year ago.

So how should you be managing your investments at the moment? Bola Sokunbi, founder and CEO of Intelligent Lady Finance, a own finance education system for gals, talks to Everyday living Package about what to do — and how to deal with the stress and anxiousness all around the transforming marketplaces.

Below are some takeaways from the conversation:

The most successful approach to stock market investing in 5 easy steps

  • Do not pull your money out!  If you have revenue in a retirement approach or financial investment account and the marketplaces have dropped noticeably, which is essentially the worst time to sell your stocks, claims Sokunbi. A inventory is an asset. Now, it might be valued at much less than what you paid for it. But “except you really promote it, you have not missing everything,” she states. “At this time, you want to ride out what’s likely on in the markets because economies are cyclical.” This Life Kit episode on investing has a handy rationalization on these cycles — and it consists of a roller coaster metaphor. 
  • Choose a break from logging into your accounts. A good deal of emotions can appear up when you see your investment accounts plunge in value: panic, stress and anxiety, regret and anger, claims Sokunbi — so attempt not to check out your financial commitment accounts a lot more than essential. “If you never want the dollars anytime shortly, then it can be Ok not to log into your account this week or this month or this quarter,” she says. Instead, change your attention somewhere else. Study a superior e-book. Expend time with your buddies. Go for a stroll (here’s a helpful Lifestyle Kit guideline on how to love character).
  • Now is in fact a good time to spend. Although this may not be the proper time to provide your stocks, it is a excellent time to acquire shares, states Sokunbi. Mainly because inventory costs have dropped noticeably, you can get additional shares for significantly less dollars. “Fundamentally correct now, the inventory market place is on sale,” she clarifies. “And we all appreciate a superior sale.”
  • But … only commit if you can pay for it. Some concerns to talk to you ahead of investing: do you have sufficient financial savings to cover your standard residing costs if you lose your occupation? Have you compensated off your substantial-interest financial loans? Many credit score cards cost curiosity prices of more than 20{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550}, Sokunbi states. You should typically fork out all those off just before investing your additional bucks. 
  • An evergreen idea: Get gain of your employer match. A lot of organizations give staff members a retirement prepare match. If you invest, say, 5{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of your salary, your corporation may well contribute the identical volume on your behalf. The financial media web site Investopedia has a guide to how these matches operate. If you can, suggests Sokunbi, normally invest at the very least plenty of to get the whole match. Or else, you happen to be turning down absolutely free income. 

The audio part of this episode was produced by Clare Marie Schneider. The digital tale was edited by Malaka Gharib. We would really like to listen to from you. Leave us a voicemail at 202-216-9823, or electronic mail us at LifeKit@npr.org.

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8B Education Investments launches $111,600,000 initiative

8B Education Investments launches $111,600,000 initiative

New York, NY, Sept. 20, 2022 (Globe NEWSWIRE) — 8B Education and learning Investments associates with Nelnet Lender in the initial at any time lending application by a US lender to African pupils enrolled in American universities $30m in excess of three years component of a broader $111.6m Commitment at the Clinton Worldwide Initiative to Speed up African students’ Accessibility to World Universities  

8B Training Investments is honored to announce its partnership with Nelnet Financial institution as component of the Clinton International Initiative (CGI) 2022 conference. With this partnership, Nelnet Financial institution has agreed to originate $30 million of loans over a time period of three yrs in assistance of 8B’s lending plan that permits African students to go after their experiments in United States (U.S.) universities. In the course of the CGI conference, 8B will announce a overall of $111.6 million in funding commitments from a vary of companions unified in their determination to help earth-class education and learning for the following era of African innovators.

The partnership, enabled by 8B’s use of revolutionary credit history improvement to assure losses incurred by Nelnet for the length of the bank loan program, helps make Nelnet Financial institution becomes the first U.S. financial institution to ever guidance lending to African college students attending U.S. universities at scale. 

“Until now, African pupils have experienced constrained access to global universities with enrollment mainly based on the luck of getting a scholarship,” mentioned Dr. Lydiah Kemunto Bosire, 8B’s founder and Chief Executive Officer (CEO). “The environment has underinvested in African brilliance. As a final result, just about every yr, hundreds of countless numbers of African college students acquire delivers from planet-course universities and are unsuccessful to enroll, largely owing to a absence of funding. We are thrilled that our partnership with Nelnet Lender will assistance us to present financing for this underserved team of amazing students and create an case in point on how to speed up African accessibility to world wide innovation ecosystems.” 

8B estimates that the 500,000 African students enrolled in world wide universities represent 30 per cent of college students who obtained features from these types of universities. For that reason, Africans are underrepresented in global universities and, by extension, in world-wide innovation ecosystems.

“Our partnership with 8B is a historic stage in the history of pupil lending and a large leap ahead towards increasing accessibility for African college students,” mentioned Andrea Moss, CEO of Nelnet Lender. “Together, we will be ready to present option to a single of the swiftest escalating college student demographics in the globe and 1 that has been neglected for far too long. Nelnet Bank is thrilled to be performing on this with each other with our colleagues from 8B Education Investments.” 

As the first fintech remedy focused on African students, 8B is fully commited to enabling African brilliance to have a world-wide affect. 8B provides applications to allow African students to discover most effective-match world wide universities and stage up their purposes, access cost-effective funding and hook up with occupation aid for career placement.

“There are few affordable pupil lending selections for African learners however there are a wide swath for intercontinental students. Nelnet’s bold mortgage funding dedication to 8b Education Investments will catalyze growth and unlock African excellence,” reported Debra Good, Founding Board Chair of 8B Education Investments and Chair of Fine Funds Partners. “I have used 35 yrs assessing enterprise alternatives. This partnership is 1 of the most amazing I have witnessed. 8B works by using a tested business enterprise model to build value and amazing effects throughout Africa and the world. This partnership is an great example of how non-public capital can commit in the long run of Africa.”

8B and Nelnet Bank introduced their partnership as section of the CGI conference, which convenes international and emerging leaders to acquire motion on the world’s most urgent worries. Within the CGI group, 8B has brought jointly a number of associates to assist African accessibility to global innovation ecosystems: Instruction and Tests Companies (ETS) will provide fee vouchers to African pupils who are not equipped to pay the costs for checks essential by worldwide universities, University of Well being Sciences Antigua will deliver 50 {ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} tuition scholarships to African professional medical students, and Planet Resources Institute (Africa) will support paid internships for African graduate pupils in disciplines connected to local climate resilience. On the coverage facet, the Presidents Alliance on Increased Training and Immigration will conduct analysis on the diversity practices of U.S. universities, concentrating on coverage-connected limitations that confront African pupils. Other associates include Canada-Africa Chamber of Business enterprise, Miles College or university and the Institute for African Improvement at Cornell College. 

8B’s CGI commitment, which will include students attending Historically Black Schools and Universities (HBCUs), will speed up African accessibility to world wide innovation ecosystems and advertise variety and inclusion in international universities and workplaces. It will also build a scalable marketplace-centered product for funding planet-course human capital development in small-earnings nations.

The partnerships have a blended worth of $111.6 million that will be deployed above the subsequent a few several years. These partnerships will transform the life of around 1,400 potential innovators from the African continent as a result of cost-effective pupil funding and attain more than 2 million African college students in bigger education.

Nelnet Lender

Nelnet Lender, Member FDIC, is an on line bank that offers training lending items for learners and people. Leveraging Nelnet’s know-how from much more than 40 years in student lending and servicing, Nelnet Bank serves numerous marketplaces such as students, young specialists and increased education and learning. The financial institution carries forward Nelnet’s determination to our communities by producing scholarships for lower-income college students, furnishing nearby non-income management and other immediate group growth investments.  Nelnet Bank gained an Industrial Bank loan Firm (ILC) charter in 2020. Nelnet Financial institution is a subsidiary of Nelnet, Inc. For far more information, visit NelnetBank.com.

About 8B Training Investments

8B Schooling Investments is on a mission to empower African brilliance to have a world impression. Towards that end, 8B has crafted the 1st system that connects significant-probable African pupils with world-course schools and universities and the applications they have to have to level up their applications, the funding possibilities they require to enroll and the job help they need to have to know their maximum potential.

The effect of 8B’s perform is in giving global universities and businesses a gateway to the world’s youngest and fastest expanding pool of assorted talent, while building a vital mass of African innovators geared up to take part, compete and thrive in the awareness overall economy of the 21st century.

About Clinton World-wide Initiative

The Clinton World wide Initiative (CGI) convenes international and emerging leaders to produce and apply remedies to the world’s most urgent worries. CGI functions with partners to drive motion via its one of a kind model. Alternatively than instantly utilizing tasks, CGI facilitates action by assisting members hook up, collaborate, and establish Commitments to Motion — new, unique, and measurable options that handle world-wide issues. By way of CGI, the neighborhood has produced additional than 3,700 Commitments to Action that have made a difference in the lives of a lot more than 435 million people today in more than 180 international locations.

  • African Demographics
  • Dr. Lydia Bosire
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Strong State Finances Pave Way for Life-Changing Investments in Pennsylvanians

Strong State Finances Pave Way for Life-Changing Investments in Pennsylvanians


Governor Tom Wolf was joined by nearby leaders to highlight the Commonwealth of Pennsylvania’s sturdy finances and get in touch with for key investments to give Pennsylvania family members, workers and firms a brighter long term.

“The commonwealth of Pennsylvania is in a strong economical place proper now. Which is why it is so significant for us to use this opportunity to assistance Pennsylvanians,” claimed Gov. Wolf. “People all throughout the commonwealth are even now recovering from the upheaval of the COVID-19 pandemic. Inflation is large, and every little thing from groceries to gasoline is a very little extra costly than it used to be.

“More than at any time ahead of, this is the time to make investments in supporting our people today get again on their ft. Which is why I’m contacting for action, and for significant investments to make daily life a minimal bit easier for all Pennsylvanians.”

Above the past seven years, the Wolf Administration has righted Pennsylvania’s shaky finances as a result of audio fiscal management and smart investments.

When Gov. Wolf took workplace, Pennsylvania was running with a $2-3 billion structural deficit, and the Wet Day Fund had fallen to a mere $231,800.

These days, the Wet Day Fund includes $2.8 billion to defend Pennsylvania in opposition to long run emergencies, and Gov. Wolf is predicted to transition a multi-billion dollar funds surplus to the following administration. Gov. Wolf will be the very first governor to go away place of work with a budget surplus since Governor Dick Thornburgh in 1987.

The governor’s spending plan program is well balanced primarily based on out there, recurring General Fund revenues. In Pennsylvania, the earlier 7 a long time have shown a steady tax profits raise of $1.3 billion to $1.4 billion a yr, and revenues carry on to present healthy expansion.

On Tuesday the Office of Earnings produced its February 2022 collections, which were being 6.8 p.c a lot more than predicted. Fiscal calendar year-to-date Common Fund collections full $28.6 billion, which is $2 billion, or 7.5 percent, over estimate.

“My approach to invest in the persons of Pennsylvania is both daring and liable,” claimed Gov. Wolf. “Contrary to what you may listen to from fiscal scaremongers, my strategy only relies on accessible, recurring earnings – not 1-time funding resources. Even if my program is followed precisely, Pennsylvania will even now have a extra than$3 billion surplus at the close of the 12 months, above and outside of the $2.8 billion that will continue to be in the Rainy Working day Fund.”

Gov. Wolf’s approach for 2022-23 phone calls for big investments in our educational facilities, our workforce, our overall economy, and more.

Gov. Wolf has made training a top precedence during his administration, which includes historic investments in our schools and our college students. This prepare builds on that solid foundation with an extra $1.9 billion to gain college students from pre-k through college, such as a $1.55 billion raise in essential instruction funding.

This expense will give colleges the methods they need to offer a earth class education and learning to college students, even though cutting down the burden on nearby communities. It might also assist nearby governments decrease their reliance on area residence taxes.

“Smart investments aren’t a stress to taxpayers,” mentioned Gov. Wolf. “They’re a down payment on a much better long term for all of us. Wise investments now that aid Pennsylvanians thrive can truly enable lower prices to taxpayers in the future. Education and learning is a excellent case in point of this.

“Pennsylvania has the capability appropriate now to invest in the matters that can make our commonwealth a improved put to are living, find out and function. We ought to seize the opportunity to do just that.”

Gov. Wolf was joined by Phoenixville Mayor Peter Urscheler, Office of Profits Secretary Dan Hassell, Representative Danielle Otten and Agent Melissa Shusterman to explore how the state’s sturdy funds give lawmakers the assets they need to make daily life-switching investments for Pennsylvanians.

“In Phoenixville we intimately have an understanding of the significance of sensible investments and seem fiscal administration,” explained Mayor Urscheler. “Similar principals, enacted by the Wolf Administration, have served safe Pennsylvania’s monetary foreseeable future. We are grateful to Governor Wolf for checking out our Borough and his aid as we proceed our revitalization.”

“Our commonwealth is in a much more powerful fiscal position these days than we had been in two yrs in the past when the pandemic dropped a hammer on Pennsylvania’s financial system,” Sec. Hassell mentioned. “Revenue collections are strong many thanks in part to Gov. Wolf’s solid management and the stimulus cash that have flowed into Pennsylvania from the federal government. Economists anticipate our financial recovery to carry on, which helps make this the time to make the historic investments that the governor is calling for in his funds proposal.”

“We enter the final price range year of Governor Wolf’s time period in a potent economic place, with an historic condition income surplus that lets us to deal with urgent demands throughout our commonwealth without the need of raising taxes or drawing down our  Rainy-Working day Fund,” said Rep. Otten. “The Typical Assembly has the two an option and an obligation this year to increase the lives of Pennsylvanians, and I guidance the governor’s get in touch with for main investments in education and learning, our workforce, and our economic climate. We will go on to combat for a last budget that each allows Pennsylvanians who are battling today and tends to make important investments in the long term of our commonwealth.”

“Through Governor Wolf’s leadership, Pennsylvania is recovering from the Pandemic in a area of economic toughness,” explained Rep. Shusterman. “Responsible budgeting has led to a substantial funds surplus, as well as condition savings. The time is now to leverage our state’s strong monetary situation to invest in Pennsylvanians through funding for doing the job households, and supporting small organizations.”

“We have a distinctive opportunity in Pennsylvania to commit and uplift communities, households, and people,” claimed Sen. Comitta. “This features investments to preserve and guard our environment and all-natural sources, aid and interact students in and out of the classroom, enhance mental and health treatment expert services, and construct up our economic and workforce systems. This year’s spending budget signifies an unprecedented prospect to assistance assure a superior, brighter, more healthy, and most affluent long term for all Pennsylvanians.”