Tag: tool

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Tool offers online financial education

Tool offers online financial education





<br /> Tool offers online financial education <br />






























































































































UNG’s Student Money Management Center is partnering with iGrad to offer another financial education tool for students and staff members.



The University of North Georgia’s (UNG) Student Money Management Center has partnered with iGrad to provide students and staff access to personal financial education tools.

“This allows students to do some self-directed learning around finance,” Erick Jones, SMMC director, said. “It’s not meant to replace one-on-one coaching.”

Students and staff can log in to iGrad with their UNG credentials.

UNG’s SMMC is one of the few centers of its kind nationally and offers financial coaching through both professional staff and student money mentors. The peer mentor program has eight students and is in its fourth year.

The SMMC professional staff trains peer mentors on all financial coaching aspects. Both the staff and peer mentors focus on educating and empowering UNG students on financial literacy. They are committed to providing students the opportunity to enhance their financial knowledge through various events and workshops offered throughout the academic year.


Many of us had to learn through trial and error. We want to get the message to them when it can help them keep college costs and credit card bills down.

Erick Jones

Student Money Management Center director

The iGrad tool will help students and staff plan how to fund their education; how to budget, save and manage income; and plan for retirement.

It will be a valuable resource, as the national 2020 Student Financial Wellness Survey showed many college students lacked confidence in managing finances, did not pay off their credit card balances each month, and were not confident in their ability to pay off their loans.


 A particularly helpful element in iGrad is a student loan snapshot, which is completely confidential, where students can enter information or have it pulled in from Financial Aid.

They are then able to calculate how taking out another loan would affect their future payments.

“It helps students be aware,” Jones said. “This allows them to make informed decisions.”

Cadet 1st Sgt. John Febres, a junior from Boston, Massachusetts, pursuing a degree in finance, is eager for his fellow students to use iGrad. He also thrives on his role as a student money mentor.

“A lot of times, going into college or beyond, individuals don’t have a good grasp on finances. They don’t understand all the aspects that go into being financially independent,” Febres said. “As a student money mentor, we can help them start that process and guide them along the way.”

Through both iGrad and the SMMC’s regular services, Jones said UNG aims to set students up for success.

“Many of us had to learn through trial and error,” Jones said. “We want to get the message to them when it can help them keep college costs and credit card bills down.”




SMMC guides students to financial literacy

SMMC guides students to financial literacy



The Student Money Management Center offers valuable financial lessons through its fall workshops, individual consultations and money mentors.





REACH Day to connect scholars with university students and staff

REACH Day to connect scholars with university students and staff



On March 2, Realizing Educational Achievement Can Happen (REACH) Georgia will host a virtual day for students and their mentors, parents, teachers, and peers to learn about the college admission process, financial aid applications, and budget management. The program will be livestreamed from 8:30 to 11:15 a.m. via YouTube.





SMMC challenges students to save money

SMMC challenges students to save money



Whether it is saving money for textbooks, a car, sorority or fraternity dues, or even gifts, the Student Money Management Center (SMMC) has a new program to help students reach their goals.
The SMMC launched the “Build Your Nest” Savings Challenge in fall 2020 with a specific and achievable financial goal in mind.































Establishing Connection…





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Warner Joins Young, Colleagues in Reintroducing Bill to Strengthen Innovative Higher Ed Financing Tool for Students – Press Releases

Warner Joins Young, Colleagues in Reintroducing Bill to Strengthen Innovative Higher Ed Financing Tool for Students – Press Releases

WASHINGTON –– Today, U.S. Sens. Mark Warner (D-VA), Todd Younger (R-IN), Marco Rubio (R-FL), and Chris Coons (D-DE) reintroduced the ISA Scholar Protection Act to guidance an revolutionary financing device for college students pursuing postsecondary instruction. The bipartisan monthly bill would defend college students by implementing strong consumer protections to Cash flow Share Agreements (ISAs).

ISAs provide opportunities for college students to style and design economic assist best suited to their requires centered on their upcoming cash flow and job success. Beneath an ISA, a scholar agrees to spend a percentage of their money in excess of a specified time time period in trade for tuition payments from nongovernmental resources. When the agreed timeframe finishes, the university student stops payments regardless of whether the first volume was compensated back again to the ISA funder. 

“Income-Share Agreements are a promising way to finance postsecondary instruction and an interesting alternate to personal scholar loans and Plus financial loans. ISAs are also proving to be uniquely responsive to the desires of college students who are ineligible for current federal college student aid courses,” reported Sen. Warner. “There are college students across the nation who are previously benefitting from ISAs and should have the safeguards and certainty the ISA College student Security Act of 2022 would supply.”

“One point we can all concur on is the value of a high quality and inexpensive training. As we facial area history-high inflation, numerous pupils and their households go on to encounter fiscal hardship and climbing university student personal loan debt,” reported Sen. Youthful. “With the correct safeguards, ISAs can be an revolutionary, debt-free financing possibility for students of all backgrounds. Our bipartisan invoice works to improve the framework for ISAs to enable colleges and occupation and complex schools prepare students for achievement in the workforce at no price to the taxpayer.”

“Everything is extra costly these days, specifically the price of a school degree. This typical perception monthly bill makes a financial debt-free financing solution for pupils,” claimed Sen. Rubio.

“With trillions of dollars in U.S. college student loan debt burdening the country’s workforce, Earnings Share Agreements are a helpful option for some college students who have to have financing for postsecondary schooling and instruction, primarily where federal pupil aid is not readily available. The ISA Pupil Security Act of 2022 will build lawful certainty for companies who acquire these impressive fiscal offerings while building guardrails to guard college students and workers as they prepare for the careers that employers are hunting to fill today and in the foreseeable future,” mentioned Sen. Coons.

This legislation is supported by Jobs for the Potential, the Make investments in Scholar Improvement Alliance, Student Freedom Initiative, the San Diego Workforce Partnership, FreeWorld, Better Long term Forward, Purdue College, and much more.

A complete checklist of endorsement quotations is offered listed here. 

The ISA Scholar Protection Act of 2022 would make on a previously released model of this laws by updating existing purchaser safety regulations to be certain they are applied thoroughly to ISAs and insert new protections to make certain ISAs are affordable and share danger. Exclusively, the invoice:

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  • Prohibits ISA providers from getting into into agreements with pupils that have to have payments greater than 20 percent of revenue.

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  • Exempts people today from making payments toward their ISA when their money falls below an affordability threshold.

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  • Sets a optimum amount of payments and limits payment obligation to the end of a fastened window.

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  • Sets a least quantity of voluntary payment aid pauses, all through which payment obligations could be suspended.

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  • Demands in depth disclosures to college students who are contemplating entering into an ISA, such as the amount of money financed, the payment calculation system, the number of payments envisioned, the size of the settlement, and how their payments less than the ISA would look at to payments under a similar financial loan.

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  • Offers powerful personal bankruptcy security for ISA recipients by omitting the increased “undue hardship” regular for discharge essential less than private financial loans.

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  • Helps prevent funders from accelerating an ISA in default.

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  • Makes sure that ISA obligations stop in the function of demise or full and long term incapacity.

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  • Applies federal consumer defense laws (e.g., Truthful Credit rating Reporting Act, Honest Debt Collection Methods Act, Army Lending Act, Servicemembers Civil Aid Act, Equal Credit score Possibility Act) to ISAs.

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  • Provides the Buyer Monetary Protection Bureau regulatory authority over ISAs.

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  • Clarifies the tax treatment method of ISA contributions for each funders and recipients.

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Entire text of the invoice is available here.  

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Hobart Peeler: The Benefits Of Using One In Your Business

Hobart Peeler: The Benefits Of Using One In Your Business

Do you want to make your business more efficient and improve its bottom line? If so, then you need to consider using a Hobart Peeler. This kitchen tool can make your life a lot easier, and it can also help you save money. Here are some of the benefits of using a Hobart Peeler in your business.

What is A Hobart Peeler?

A Hobart Peeler is a kitchen tool that is used to peel fruit and vegetables. It has a sharp blade that cuts through the skin of the fruit or vegetable quickly and easily. This tool can be a great addition to any kitchen because it makes peeling fruit and vegetables quick and easy. Additionally, this tool can help reduce waste in the kitchen because it helps to get rid of unnecessary skin.

What Are The Benefits Of Using A Hobart Peeler In Your Business?

A Hobart peeler can be a valuable tool for any business. Here are some of the benefits:

They are fast and efficient- a Hobart Peeler can quickly and easily remove stubborn fruits and vegetables from their skin. This means less time spent peeling, which can save you time and money.

They are safe- a Hobart Peeler is made with sharp blades that will never cut your fingers. Plus, they’re easy to clean, so you won’t have to worry about bacteria or messes taking over your kitchen.

They’re versatile- a Hobart Peeler can be used for a variety of tasks in the kitchen, from removing skins from fruits and vegetables to slicing potatoes into thin strips. So whether you need to make quick work of a batch of fruit salad or need to slice potatoes perfectly, a hobart peeler is the perfect tool for the job.

How Do I Choose The Right Hobart Peeler For My Business?

Choosing the right Hobart Peeler for your business can be a daunting task. There are a variety of different types and models to choose from, all with their own unique benefits. Here are some factors to consider when selecting a peeler for your business:

Safety – First and foremost, make sure the peeler you choose is safe for use in the kitchen. Many models are specifically designed to be safe for human hands, while others come with safety features such as automatic shutoff or locking blades.

Speed – Another important consideration when choosing a Hobart Peeler is speed. Some models are faster than others, which can be helpful if you have a lot of vegetables or fruit to prepare each day.

Size and Weight – The size and weight of your peeler is important because it will affect how easily it can be moved around. For example, a small, lightweight peeler will be easier to carry around than a large, heavy one.

Conclusion

By using a Hobart Peeler in your business, you can improve efficiency and save money. Consider the factors listed above when selecting a peeler for your business. If you are ever searching one, check out Apexlink.

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GoHenry launches Money Missions, an in-app gamified education tool, to aid kids’ financial literacy

GoHenry, a pioneer in kids’ debit playing cards, income management and monetary training, now introduced Dollars Missions, accelerating the company’s ambitions to close the gap in early fiscal literacy for Gen Z and Gen Alpha.

GoHenry is a prepaid debit card and financial mastering app for children aged 6-18, and offers gamified fiscal training lessons to aid fill the fiscal literacy hole. It aims to engage young children with motivating, enjoyable, and worthwhile interactive learning

https://www.youtube.com/check out?v=fA3x3q6scJ8

Made with academics and monetary training experts, together with United kingdom charity MyBnk, every single lesson is joined to countrywide money schooling tips. Making use of the app, youngsters will discover the origins of revenue, and the purpose finance performs in our every day lives in pleasurable and interactive missions.

Funds Missions are enjoyable, interactive classes intended to build self esteem, literacy, and curiosity in 6-18-year-olds:

  • Cash Missions go over a complete curriculum together with dollars essentials, earning, saving, investing, liable paying, credit score, money protection, and a lot more.
  • Little ones view animated films, acquire quizzes, and receive factors and badges while gaining genuine-planet encounter with cash.
  • The missions are designed with lecturers and economic gurus and mapped to age-ideal education and learning recommendations in the US and United kingdom.
  • Customized to the age of the child, as kids go as a result of the missions, levels are unlocked and modified to their age, capabilities and self-assurance.

Alex Zivoder, CEO of GoHenry, stated: “We’ve always experienced a very simple mission which is to aid youngsters be smart with money. With 60 million youngsters and teens in the US and British isles on your own that have not been sufficiently served with economic training, Dollars Missions is one of the methods we are bridging this gap with a arms-on app knowledge to change monetary instruction into a motivating, enjoyment, and rewarding way for young children to create assurance with revenue.

“It’s a truly robust complement to our innovative debit card, banking, and payment features. With Dollars Missions, GoHenry will continue to be the put young children and teens study the foundational blocks of individual finance and acquire actual-environment funds techniques needed for their upcoming.”

87{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of teenagers have issues producing day to day spending choices

Investigation from the University of Cambridge displays that youngsters variety their attitudes and habits to money by age 7, and 87{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} of teens have difficulties earning daily shelling out conclusions.

A current GoHenry survey discovered that even amid mother and father, 89{ac23b82de22bd478cde2a3afa9e55fd5f696f5668b46466ac4c8be2ee1b69550} said they would have manufactured superior monetary conclusions if they gained economic instruction just before the age of 18.